During these difficult times, many people have found it hard to keep up with their mortgage payments. After you’ve missed a few months of payments the bank may not accept single payments anymore, demanding that you bring the loan current or face foreclosure. Nobody wants to lose their home, nor do they want to be forced to sell. We have a solution! At Mountainland Homes, we have a plan where we will reinstate your mortgage by paying all the past-due payments to bring your loan current. Once your credit has improved we will assist you in refinancing your mortgage. Many times in the course of the refinance we can get you a lower interest rate than you currently have, saving you money! We have a nominal charge for this service, which is comparable to what a real estate agent charges you when buying or selling a home. We build this fee into you refinance so you pay nothing out of pocket!
One of the most difficult things to overcome while going through a foreclosure is the bad credit that follows. Having poor credit can last months or even years! Mountainland Homes is here to help get you back on track by offering a large variety of personalized options!